The Arts & Entertainment Plan® offered by AFBS
Members of the Canadian Dance Assembly are eligible to apply for personal health insurance created specifically for Canadian artists, dancers and performers. No medical is required for this affordable coverage.
Personal Health Insurance
The Arts & Entertainment Plan® is a simple way to assist people in managing health care costs. Get the coverage you need – minus the confusion. It’s affordable, exclusive to the artistic community and there are no medical questionnaires - so you won’t be denied access because of pre-existing conditions – its guaranteed acceptance!
The plan has two options to choose from:
Both options offer the same core benefit categories:
• Prescription Drug
• Extended Health Care (vision care, hospital rooms, medical equipment, massage etc…)
• Travel Emergency Medical
• The Member and Family Assistance Program (MFAP)
DOWNLOAD THE BROCHURE HERE
Coverage is available for individuals and families, there’s a convenient monthly payment option and premiums may be tax deductible.
To learn more go to aeplan.ca or call 1-800-387-8897 Ext. 238.
The Arts & Entertainment Plan is a service of Actra Fraternal Benefits Society (AFBS), A Not for Profit Insurer.
Artists and other cultural professionals are generally self-employed, their earnings are low compared to other Canadians, and it often fluctuates from year to year. Most artists and independent cultural professionals do not have access to benefits generally enjoyed by other Canadians. Analysis of the most recent StatsCan data shows that the average annual income for professional artists overall is $23,500, 26 percent lower than the average earnings for the labour force as a whole, despite the fact that over 40 percent of artists have completed university degrees, certificates or diplomas, compared with 22 percent for the overall labour force.
Some larger performing arts companies provide benefits to staff, and some individuals in the community have insurance through other work or spouses. But most artists and cultural professionals have no access to paid vacations and holidays; income maintenance when there is no work or they are sick; maternity, paternity and adoption leave; retirement or pension plans; and life, medical and dental insurance.
For many years, associations representing arts professionals have encouraged their members to obtain insurance coverage. There have been efforts to work with a range of insurance providers to develop programs tailored to their needs. But outside of programs developed by unions and engagers with established collective bargaining relationships, none of these initiatives has achieved the critical mass of subscribers, among a broad base of arts professionals, necessary to make it self-sustaining.
The associations of arts professionals are seeking a one-time investment from the federal government of $10 million into HEART, the Healthy Artists’ Trust. The Trust will provide a subsidy for each eligible arts professional who subscribes to a qualifying private insurance program, for the first ten years they are enrolled. This investment will ensure that a critical mass of subscribers will be achieved in one or more of these insurance programs to make them self-sustaining as a private sector initiative. Continue reading HERE.
See related news article printed in the Toronto Star: The Dancer With Bruised Knees